(1) [1] Quantities limited. Available only at participating Kia dealers. Contact your local Kia dealer for availability. 0% Annual Percentage Rate (APR) up to 48 months. $20.83 per month per $1000 financed at 48 months. 0% Annual Percentage Rate (APR) up to 60 months. $16.67 per month per $1000 financed at 60 months. 0% Annual Percentage Rate (APR) up to 66 months. $15.15 per month per $1000 financed at 66 months. 0% Annual Percentage Rate (APR) up to 72 months. $13.89 per month per $1000 financed at 72 months. 1.9% Annual Percentage Rate (APR) up to 75 months. $14.15 per month per $1000 financed at 75 months. APR financing available, subject to credit approval by Kia Motors Finance (KMF), through KMF, to very well qualified buyers and not available on balloon financing. Only a limited number of customers will qualify for advertised APR. No down payment required. Must take delivery from a participating dealer and from retail stock from 7/7/2020 to 8/3/2020. New vehicles only. This incentive is a limited time offer on eligible Kia vehicles and may not be combined with other special offers except where specified. Dealer contribution may vary and could affect actual monthly payment. See your participating Kia dealer for more details on these special offers. Finance contract must be signed and dated no later than 8/3/2020. [2] $1000 Retail Trade Assist Cash available toward the purchase of 2020 Optima. Retail Trade Assist Cash requires trade-in of 2000 or newer Kia or competitive car, truck, van, or SUV; or lease termination that occurred or will occur between 5/1/2020 and 10/31/2020. Customer must have owned or leased a minimum of 30 days prior to the sale date. Retail Trade Assist Cash not compatible with lease offers. See dealer for details. Must take delivery by 8/3/20. Expires: 08/03/2020

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